by Michael Lecours | Apr 26, 2013 | Investment Strategies, Retirement, Rule of Thumb, Uncategorized
Many advisors tell their clients, as a rule of thumb, a client can withdraw about 4% of their portfolio each year, without it affecting the principal. We have been telling our clients this for years. In fact, this rule of thumb dates back a few decades and was...
by Michael Lecours | Apr 26, 2013 | Economy, Uncategorized
For the last few weeks, we’ve all been distracted with important issues. To name a few, completing tax returns, listening to the debate on guns, and following the news on the rising tensions in North Korea. If you think back, you may have missed a headline about...
by Michael Lecours | Apr 20, 2013 | Economy, Politics & the Economy, Uncategorized
The following comment was included in the newsletter we sent to our clients at the end of September. It was written during a period where many were unsure how the election would affect their portfolio. “It’s actually been a pretty good year for most investors....
by Michael Lecours | Apr 19, 2013 | Trend Updates, Uncategorized
The Active Asset Allocation Portfolio utilizes a trend following strategy by buying and selling securities based on established price trends in each asset class, which is determined by comparing the current price with the 200 day simple moving average. Below is a...
by Michael Lecours | Apr 17, 2013 | Retirement, Rule of Thumb, Uncategorized
During tax season, we had dozens of conversation with clients that begin with the client asking, “can I make a tax deductible contribution to my IRA, so I can lower my tax bill?” Unfortunately, the answer isn’t a straightforward “yes” or “no”. Rather, we have to drill...
by Michael Lecours | Apr 14, 2013 | Finding Confidence, Investment Behavior, Uncategorized
A recent article by the Guardian discusses 10 reasons why news can harm you. It’s an interesting read, one that reinforces a message that we regularly communicate to our clients: news is sensationalized to draw viewers but it should be taken with a grain of salt and...
