by Michael Lecours | Oct 7, 2017 | Personal Development
In what is going down as the weirdest and best experience of the year for me, I recently completed a 28-mile day hike with 60 other finance professionals to remember the soldiers who had fallen in battle. Among those who I hiked with was a journalist from the New York...
by Michael Lecours | Jun 19, 2017 | Personal Development, Saving
I see lists like this all the time and for the most part I cringe at what I read. The lists over simplify the issues or miss the boat entirely. But this one is different. It actually covers most of the items that I see with clients. With each of the eleven money...
by Michael Lecours | Jun 8, 2017 | Finding Confidence, Investment Behavior, Investment Strategies, Personal Development, Retirement, Saving
Defining one’s goals isn’t easy for some people. Trying to envision what your life will look like at some point in the future can be difficult. There are so many emotional and financial variables and so many unknowns in life that it can leave you feeling...
by Michael Lecours | Jan 18, 2017 | Finding Confidence, Investment Behavior, Personal Development, Retirement, Rule of Thumb, Saving
The following article examines five young people and their financial plan (more like their lack of planning). They are then offered some preliminary advice about how to improve their situation. Unfortunately, in every case I found the advice to be overly...
by Michael Lecours | Oct 31, 2016 | Personal Development, Saving for College, Uncategorized
What should you do if you have extra money in a 529 College Savings Plan? Perhaps it’s left over funds used to pay for a child’s education or perhaps the child has opted not to go to college. The common options are to change the beneficiary (to a different child or...
by Michael Lecours | Aug 18, 2016 | Finding Confidence, Investment Strategies, Personal Development, Retirement, Saving, Uncategorized
The story about a couple’s desire to retire in 4 year is compelling. They have applied many of the important financial planning concepts: 1) The plan to live a very modest lifestyle in retirement – They plan to need 30,000 a year in retirement. 2) They have cut and...
