by Michael Lecours | May 3, 2013 | Finding Confidence, Investment Behavior, Investment Strategies, Retirement, Saving, Uncategorized
One of the most common investment strategies is called “Buy and Hold”, which usually consists of mutual funds or other securities held for the long term and rebalanced occasionally. These funds are held during the best and worst performing years. The theory is that...
by Michael Lecours | Apr 26, 2013 | Investment Strategies, Retirement, Rule of Thumb, Uncategorized
Many advisors tell their clients, as a rule of thumb, a client can withdraw about 4% of their portfolio each year, without it affecting the principal. We have been telling our clients this for years. In fact, this rule of thumb dates back a few decades and was...
by Michael Lecours | Mar 25, 2013 | Investment Strategies, Uncategorized
This is the final part of a series (Part 1, Part 2, Part 3) If your portfolio is still sitting on the sidelines in cash as you wait for the right time to enter the market, you may want to consider a new strategy. There is always a headline out there to suggest that...
by Michael Lecours | Feb 26, 2013 | Finding Confidence, Investment Strategies, Uncategorized
Some refer to the past decade as “the lost decade” due to market volatility that seemed to send many investors back to where they started. It also marked tremendous volatility in confidence, with investors finding it difficult to believe in their...
