by Michael Lecours | Jul 26, 2013 | Finding Confidence, Investment Strategies, Retirement, Trend Updates, Uncategorized
We recently put together a one pager to show prospective clients how we manage money using the Active Asset Allocation strategy. What do you think of it? Email me, I’d like to hear from you.
by Michael Lecours | Jul 20, 2013 | Investment Behavior, Investment Strategies, Retirement, Rule of Thumb, Uncategorized
Asset allocation is an important component to any portfolio. It deals with the ratio between various asset classes such as stocks and bonds. Many investors don’t know where to start or how to determine if their asset allocation is appropriate based on their...
by Michael Lecours | Jun 14, 2013 | Investment Strategies, Retirement, Saving, Uncategorized
I recently met with prospective clients who needed a lot of guidance. They were entering retirement with substantial assets and sources of income, but there were important health issues to consider. It was complicated. They had not been well served in the past. They...
by Michael Lecours | May 15, 2013 | Investment Behavior, Investment Strategies, Retirement, Uncategorized
Below is the outline of a recent talk given by Nick Murray. For those unfamiliar with his message, it is one of extreme optimism. He is renowned within the industry for his ability to look past all the noise and point out the truths of why now is the best time to...
by Michael Lecours | May 13, 2013 | Investment Strategies, Uncategorized
Indexing is all the rage these days. Investors are realizing that they are paying a lot of fees to fund companies to provide average rates of return (below average in some cases). They’ve done the math and see that they can do better by investing in cheap no load ETFs...
by Michael Lecours | May 8, 2013 | Investment Strategies, Retirement, Uncategorized
If you are retiring soon, don’t expect the Social Security Administration (SSA) to give you the best advice on how to start collecting your benefits. In fact, they have been known to give out poor advice. I recently heard a story of the SSA sending a letter to a 65...
