Blog Posts
The 25 Documents You Need Before You Die
Having these documents set aside can be a huge gift to your loved ones. Take some time to make sure that you have these documents in order and be sure to revisit it at least once a year. The Essentials: Will Letter of instruction Trust documents Proof of Ownership:...
What I’m Reading This Morning
Some interesting observations / news about a possible U.S. default: A case for the bulls and a case for the bears The U.S. government has defaulted on its debt in the past Why long term averages don’t fit short term windows
Why the standard 60% stock / 40% bond portfolio is in decline
By using just the two asset classes listed above, investors can put together one of the most common, all purpose allocation portfolios consisting of 60% stocks and 40% bonds. For decades, it has the recommended allocation for just about any age group. But, like the...
How the Economic Machine Works.
Great 30 minute video explaining how the economy works by Ray Dalio of Bridgewater. For those who follow him, it will come at no surprise that the focus is on one of the most misunderstood components of the economy… Credit and debt. How the Economic Machine Works
Four Popular Asset Allocation Strategies
There are four ways to determine an appropriate asset allocation. Each one with pros and cons. Rule-of-thumb formulas. These are useful for quick planning purposes. For an investor, this should be a starting point to see if their current allocation is in the...
Planning for Retirement is Simple.
When it comes to retirement planning, there are only two outcomes. You will either outlive your savings or your savings will outlive you. It’s that simple. Unfortunately, it’s not easy. Below are a few strategies to consider during your transition years. 50s and...
Finding Cheap Heating Oil
Easily find and compare heating oil prices in CT, MA, NY and RI. Wish I found this site sooner! CashHeatingOil.com
Could another recession occur? What’s being done to prevent the next one?
Five years ago, the United States was rocked by yet another financial disaster - the collapse of Lehman Bros. This came on the heels of a tightening credit market, the housing crunch, struggling auto industry, and numerous large financial institutions that were on the...
Why you should be skeptical of Europe’s economy, even though its recession is over.
This summer, headlines stated that the Euro Zone had emerged from its recession with .3% growth in GDP. It’s no cause for celebration, but an important signal that Europe is making progress in its recovery. Below are a few signs indicating Europe is improving:...
Stocks, Value, and the Economy.
There has been a historic intervention into the economy by the central government. Huge deficits were incurred. The U.S. Treasury and its partner, the Federal Reserve engaged in massive money-creation, buying (QE) all this debt. Essentially, the government loaned...
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