by Michael Lecours | Jun 14, 2013 | Investment Strategies, Retirement, Saving, Uncategorized
I recently met with prospective clients who needed a lot of guidance. They were entering retirement with substantial assets and sources of income, but there were important health issues to consider. It was complicated. They had not been well served in the past. They...
by Michael Lecours | Jun 12, 2013 | Retirement, Rule of Thumb, Uncategorized
While there are a couple of exceptions, you’re required to take distributions from an IRA or a 401k under two circumstances. These are known as the Required Minimum Distributions, or “RMDs”, and they generally apply to: a. Your own IRA, in the year you’ve reached age...
by Michael Lecours | Jun 1, 2013 | Asset Allocation, Uncategorized
Emerging market debt has recently become a more-widely accepted asset class for income investors looking to diversify their portfolio. It consist primarily of bonds issued by countries with emerging economies (Australia, Brazil, Taiwan, China to name a few) backed by...
by Michael Lecours | May 31, 2013 | Finding Confidence, Investment Behavior, Uncategorized
Investment risk comes in many forms and is talked about so frequently within the industry, that every type of risk has it’s own name. Just a few are longevity risk, inflation risk, interest rate risk, liquidity risk, political risk, and market risk. This post is not...
by Michael Lecours | May 24, 2013 | Trend Updates, Uncategorized
The Active Asset Allocation Portfolio utilizes a trend following strategy by buying and selling securities based on established price trends in each asset class. Below is a snapshot of the current trends we are following: US Equities: The trends in US Equities have...
