by Michael Lecours | Oct 18, 2013 | Finding Confidence, Retirement, Rule of Thumb, Uncategorized
Having these documents set aside can be a huge gift to your loved ones. Take some time to make sure that you have these documents in order and be sure to revisit it at least once a year. The Essentials: Will Letter of instruction Trust documents Proof of Ownership:...
by Michael Lecours | Oct 16, 2013 | Economy, Investment Strategies, Uncategorized
Some interesting observations / news about a possible U.S. default: A case for the bulls and a case for the bears The U.S. government has defaulted on its debt in the past Why long term averages don’t fit short term windows
by Michael Lecours | Sep 27, 2013 | Asset Allocation, Investment Strategies, Uncategorized
By using just the two asset classes listed above, investors can put together one of the most common, all purpose allocation portfolios consisting of 60% stocks and 40% bonds. For decades, it has the recommended allocation for just about any age group. But, like the...
by Michael Lecours | Sep 27, 2013 | Economy, Politics & the Economy, Saving, Uncategorized
Great 30 minute video explaining how the economy works by Ray Dalio of Bridgewater. For those who follow him, it will come at no surprise that the focus is on one of the most misunderstood components of the economy… Credit and debt. How the Economic Machine...
by Michael Lecours | Sep 26, 2013 | Asset Allocation, Uncategorized
There are four ways to determine an appropriate asset allocation. Each one with pros and cons. Rule-of-thumb formulas. These are useful for quick planning purposes. For an investor, this should be a starting point to see if their current allocation is in the...
