by Michael Lecours | Feb 16, 2014 | Cash, Saving, Uncategorized
The common options for cash can be complex and confusing. These tend to be the three most common options: Bank Deposits Pros Stable and often insured Easily accessible. Flexible rates. They can increase Cons Very low rates on deposits. You’re lucky if you can find...
by Michael Lecours | Feb 15, 2014 | Cash, Investment Strategies, Saving, Uncategorized
Cash in a portfolio should have a specific role in a portfolio. We see cash as fitting in one of these three categories: Liquidity provisions: this is to cover expenses and emergency funds. This includes money to pay for the mortgage, the unexpected new roof, basic...
by Michael Lecours | Feb 14, 2014 | Cash, Investment Strategies, Retirement, Saving, Uncategorized
Investors have been keeping record high levels of cash in their investment accounts and savings accounts. It’s a logical place to park money for a while. It’s relatively safe, readily accessible and a very common practice. Unfortunately, many investors are moving to...
by Michael Lecours | Jan 20, 2014 | Economy, Finding Confidence, Uncategorized
In the past, technological advancements ushered in new industries and created new jobs that were better, safer, and offered better pay. A small fraction of the population are farmers today and their producing more food than ever before. Up until recently, technology...
by Michael Lecours | Jan 20, 2014 | Investment Strategies, Politics & the Economy, Trend Updates, Uncategorized
This past summer, we may have seen the warning we needed when it comes to the portion of your portfolio in bonds. Interest rates can’t go down any more, they can only go up. This could result in the value of your current bond holdings going down. This is discussed as...
