by Michael Lecours | Mar 27, 2015 | Rule of Thumb, Uncategorized
Right around tax time is a good opportunity to review your financial situation and to do some spring cleaning. Here is a good article to reference
by Michael Lecours | Mar 17, 2015 | Finding Confidence, Investment Behavior, Retirement, Rule of Thumb, Uncategorized
Last week, a chart was circulating the internet helping to illustrate how much you should have saved for retirement based on your age (See Below). Like many rules of thumb, it can serve as a guide but it lacks several key assumptions. It doesn’t factor in pensions,...
by Michael Lecours | Mar 16, 2015 | Retirement, Saving, Uncategorized
Monthly contributions to an investment account spread out over many years can result in a big portfolio! Look at what you would need to save each month to retire at 65. For some details on this chart
by Michael Lecours | Feb 18, 2015 | Saving, Uncategorized
Building a budget and having a good handle on your expenses is the first step to preparing for retirement. When meeting a prospective client, it is one of the first questions we ask but very rarely does anyone have a good sense of where their income goes each month....
by Michael Lecours | Feb 18, 2015 | Finding Confidence, Saving, Uncategorized
Recent reports show that the average baby boomer spends less eating out than millennials. On average baby boomers spend $2,386 per year eating out, while the average millennial spends $2,639. For baby boomers, 37% of every dollar spent on food is spent outside their...